Instead of relying on CT’s Paid and Family Medical Leave Program, employers can choose to purchase their own private insurance paid leave insurance plan instead. To do so, they would have to request an exemption from the state’s program. 


How to Qualify for An Exemption From CTPL?


In order to be eligible for an exemption, the private program “must offer to all employees a plan that provides all of the same rights, protections and benefits as the Connecticut Paid Leave (CTPL) program.”


The private program must meet the following criteria:


  1. “Offer at least” the same number of benefit weeks

  2. “Offer at least” the same wage replacement level for each week of paid benefits

  3. Ask for no additional conditions or requirements

  4. Deduct the same amount of money from employee paychecks (as the state’s paid leave program)

 

Also, employees must vote to agree on a private paid leave plan. 

 

How to Apply for a Private Plan Under CTPL


Review CT’s Paid Family and Medical Leave Insurance Authority’s guide on how an employer can apply to use a private plan to meet their obligations under the CTPL Program.


 

  • Page 2 - Employee voting rules

  • Page 5 - Application process

  • Page 8 - Declaration of Self-Insurance Requirements


Private plans can help employers offer greater weekly amounts of paid leave benefits as well as longer durations for medical leave to their employees. Though Connecticut has its own state Paid Family and Medical Leave program, employers are still given the freedom to choose between public and private options.